Independent project — not affiliated with Monzo Bank Ltd.

Your spending.
One glance.

Connect your bank export from Google Sheets and get a dashboard that actually makes sense — monthly expenses, bills, and income all handled properly.

Requires Monzo Extra, Perks or Max with Google Sheets export enabled

Get early access

No credit card required

LIMITED ACCESS

Complete Access

MonthlyYearlySave 22%
£7/month

First 100 users · Regular price £10

  • Unlimited transactions
  • Unlimited Google Sheets syncs*
  • Fixed & Variable expense tracking
  • Multi-source income tracking
  • Complete budget control
  • Net worth & debt tracking
  • Personal & Joint accounts
  • Priority support

*Fair usage: up to 10 syncs per day

Open about security. Serious about privacy.

Your data is your business. We keep it that way.

Your privacy comes first

Encrypted everywhere

Your data is encrypted in transit and at rest. Protected from external threats, isolated from every other user.

We don't monetize you

No data selling. No ads. No third-party sharing. Your spending habits are nobody's business.

TLS EncryptionRow Level SecurityZero Data SharingNo Tracking
Secure Google login

No passwords to steal. Sign in with Google only — your 2FA protects you automatically.

Enterprise infrastructure

Hosted on Supabase + Vercel — SOC 2 compliant, battle-tested by millions of apps.

You're in control

Export everything or delete your account with one click. Revoke access anytime from your Google settings.

Delete Account

Know where every penny goes

Comprehensive expense tracking powered by your Google Sheets data.

Variable Expenses

Categorize your day-to-day spending. Set custom budgets for each category to stay on track. Visual charts help you compare spending against previous months.

  • Category-based tracking
  • Custom monthly budgets
  • Month-over-month comparisons
  • Visual spending breakdown
Variable Expenses
£920.00-0.5%

Biggest Purchase

£120.00

Fancy Dinner

This Month

£920.00

Last Month

£925.00

% Change

-0.5%

Groceries

£450.00

Last: £480.00Budget: £500.00

Eating Out

£280.00

Last: £150.00Budget: £200.00

Transport

£85.00

Last: £95.00Budget: £100.00

Shopping

£105.00

Last: £200.00Budget: £150.00

Fixed Expenses & Aggregation

Configure fixed expenses like rent and utilities. Aggregate accounts to see personal and joint spending in one place.

  • Track rent, utilities, and subscriptions
  • Personal and Joint account aggregation
  • Recurring bill monitoring
  • Total monthly commitment view
Fixed Expenses
£1,420.00-£25.00 vs last month

Joint Account

£1,360.00

96% of total

Personal Account

£60.00

4% of total

vs Last Month

113

Last month: £1,445.00

Total Fixed

£1,420.00

-£25.00

Rent

Joint

£1,200.00

Last month: £1,200.00SAME

Gym Membership

Personal

£45.00

Last month: £45.00SAME

Internet

Joint

£40.00

Last month: £35.00OVER +£5.00

Netflix

Personal

£15.00

Last month: £15.00SAME
Income Tracking

Track every income source

Add and configure multiple sources of income. Get a clear visual breakdown of your earnings and track yearly totals to see your progress.

  • Multiple income source configuration
  • Custom naming and categorization
  • Yearly income totals
  • Visual data representation

Total Yearly Income

£48,250.00
Salary£3,200/mo
Freelance£450/mo
Dividends£120/mo
Net Worth Over Time
Wealth Tracking

Watch your wealth grow

A complete picture of your financial health. Track assets and liabilities separately, with custom options for pension tracking and debt reduction.

  • Split view for Income and Liabilities
  • Pension tracking (toggle as asset)
  • Debt-free tracker for loans & credit cards
  • Consilidated net worth history
Setup takes ~2 minutes

Three steps. Two minutes. Zero hassle.

No complex setup, no manual imports, no maintenance. Connect your spreadsheet once and we handle everything else.

1
Connect Securely

One-click Google sign-in

Sign in with your Google account to grant read-only access to your spreadsheets. No passwords stored, no write access needed.

Read-only accessRevoke anytimeOAuth 2.0 secured
2
Configure Once

Pick your spreadsheet

Select your Monzo Transactions spreadsheet and assign each tab as Personal or Joint. Smart defaults do the heavy lifting.

  • Auto-detects Monzo sheet
  • Personal & Joint accounts

Relax

3

We handle the rest

Your transactions sync automatically every few hours. No manual imports, no maintenance, no effort.

Auto-syncs dailyZero maintenance

Already have a Monzo spreadsheet? Get started now

Simple, transparent pricing

Everything you need to master your finances, in one simple plan.

LIMITED ACCESS

Complete Access

MonthlyYearlySave 22%
£7/month

First 100 users · Regular price £10

  • Unlimited transactions
  • Unlimited Google Sheets syncs*
  • Fixed & Variable expense tracking
  • Multi-source income tracking
  • Complete budget control
  • Net worth & debt tracking
  • Personal & Joint accounts
  • Priority support

*Fair usage: up to 10 syncs per day